Because there are many different factors that are used to determine the way your credit score is calculated, the way that you approach the situation will determine how fast you can boost your rating.
As it is possible to have some idea of the areas that are affecting your credit score and also the impact that these areas have on the overall rating you can create a plan that gives you the best results in the least time.
By approaching your credit repair in such a manner this will make each step of your plan easier to accomplish as improving your ability to get smaller value loans will allow you to build upon the 'new' history you are creating and give lenders the confidence to trust you as a safe client.
This will allow you to get better interest rates and the lower repayments due to this will ensure that you can manage them and not miss any payments, thereby improving your credit score even more.
While you should start your plan with this approach to get the momentum going to improve your score you will also need to remember that there are several areas that will affect your score and they all need to be addressed at some stage if you are to get the highest score possible.
You will need to adjust your plan and budget as you progress and more often than not most people who follow a specific plan find that they start to achieve their goals sooner than initially expected.
Repairing your credit score isn't quite as hard as most people assume provided you make the right moves and ensure than you don't have any hiccups along the way where you miss payments or make your payments late.
If you are serious about repairing your credit rating then you need to understand that there shouldn't be any room for error, as it won't look good in the eyes of the lenders if you are still unable to meet your commitments.