There are a lot of people who think that this is a criminal act that just involves the theft of numbers, however, when it comes to identity theft; it is something that involves much more. You may even that the criminal will even try to become you.
Most of the time, identity theft requires the use of credit card or check fraud, but you will find that there are many other instances that could include things like illegal immigration, blackmail, crime or just revenge.
When it comes to the pain and suffering that you will go through when you identity has become compromised you will find that it can simply ruin your life for months or years to come. You will find that your credit will never be the same again.
Often, people will get your credit cards and even open bank accounts in your name and then rack up a good amount of debt all at someone elseís expense. You will find that they will keep the expensive things or they may even sell it for cash after awhile. For some, loans have been taken out in anotherís name and it has ruined the credit of many. Keep in mind that id is required for most things like loans, but the small amount of work that is needed to alter someoneís identity can only have a big pay off at someone elseís expense.
Your credit and good name will be destroyed in the act, and most of the time the criminals are not caught easily. You will want to make sure that you take measures to protect yourself from identity theft, but also that you use a little bit of common sense when it comes to things like your personal information. It is important to carry identify theft insurance or use one of the credit monitoring services to protect yourself.